If you have had a spinal injury or any other chronic condition that affects your mobility and lifestyle you will have to depend on some kind of durable medical equipment to get on with life. You will not only get help in the recovery process but the life quality will be much better for you. The equipment under DME includes bathroom equipment, walkers, wheelchairs, and even catheter supplies. The process is not easy though at times and you have to fight with everything you have in procuring them. When you have an insurance cover that involves such things then you will be in luck.
The coverage offered by different medical insurers will vary from one to the next one. The rules may also complicate the process of acquiring the DMEs. Some will even insist on sending one of their physicians in person for a consultation or even require a 7-element prescription. Pre-approval may not work for some too. However, you need to know how to work around this since you are the one in need. First of all, you need to understand what medical insurance covers and what it does. Some plans will not include backup wheelchairs or even bathroom equipment. When you understand what is covered and what is not you will make better plans.
In addition, you have to take good care of your durable medical equipment. Understanding how to properly care for them and the importance of having them serviced will save you a lot of money in the long run. Do not just celebrate just because you have got it because it comes with responsibility. It is an extension of your body and just like you won’t want to harm any part of your body you do not want to handle the DME carelessly. In the event that you ruin it, you may be footing the bill for the next one all by yourself and this can get expensive which is why you ought to do better.
You should also get more protection for the DME inventory management. You can itemize the DME in homeowner’s insurance in some cases. However, you need to talk to the insurance company about this before you buy the policy. In the event that something happens to the DME, you should file a police report immediately because it will help in filing the claim as well. Consequently, this will hasten the process of compensation.
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